<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>The FinQuest blog</title><description>Tips, methods and breakdowns to take back control of your money.</description><link>https://finquest-app.com/</link><language>en</language><item><title>Binance, MiCA and the AMF: what changes for your crypto on 1 July 2026</title><link>https://finquest-app.com/en/blog/binance-mica-amf-july-2026/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/binance-mica-amf-july-2026/</guid><description>On 1 July 2026, the end of the MiCA transition shakes up crypto platforms. Binance is halting part of its services in France. Here&apos;s what it means for you, and what to check first.</description><pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate></item><item><title>The SpaceX IPO: The Biggest Stock Market Debut in History</title><link>https://finquest-app.com/en/blog/spacex-ipo-2026-record/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/spacex-ipo-2026-record/</guid><description>SpaceX went public on 12 June 2026: 75 billion dollars raised, a record. We explain the IPO, the valuation and what it changes for a retail investor.</description><pubDate>Sat, 13 Jun 2026 00:00:00 GMT</pubDate></item><item><title>The Flat Tax in 2026: What Changes If You Invest</title><link>https://finquest-app.com/en/blog/flat-tax-2026-what-changes-for-investors/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/flat-tax-2026-what-changes-for-investors/</guid><description>The flat tax rises to 31.4% in 2026. We break down the PFU, the option to be taxed on the income tax scale, and why the PEA stays your best ally.</description><pubDate>Tue, 09 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Getting started with investing in 2026: tax-friendly accounts, ETFs, and mistakes to avoid in your 20s and 30s</title><link>https://finquest-app.com/en/blog/getting-started-investing-2026-etf-mistakes/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/getting-started-investing-2026-etf-mistakes/</guid><description>Starting to invest in your 20s or 30s in 2026: the right account, the right product (ETFs), small automated contributions, and the traps to steer clear of.</description><pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate></item><item><title>PEA or Brokerage Account: Which Should You Choose When Starting Out?</title><link>https://finquest-app.com/en/blog/pea-vs-brokerage-account-which-to-choose/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/pea-vs-brokerage-account-which-to-choose/</guid><description>PEA or brokerage account: we compare the two wrappers (ceiling, tax, securities) to help you choose when you&apos;re starting out in the markets.</description><pubDate>Thu, 21 May 2026 00:00:00 GMT</pubDate></item><item><title>What Is an ETF? A Simple Explanation for Investing With Zero Experience</title><link>https://finquest-app.com/en/blog/what-is-an-etf-simple-explanation/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/what-is-an-etf-simple-explanation/</guid><description>An ETF is a basket of shares you buy in a single order. A clear definition, real examples, and fees explained without the jargon.</description><pubDate>Thu, 07 May 2026 00:00:00 GMT</pubDate></item><item><title>Investing in the stock market with &amp;euro;50 a month: the DCA method for small budgets</title><link>https://finquest-app.com/en/blog/investing-50-euros-a-month-dca/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/investing-50-euros-a-month-dca/</guid><description>You don&apos;t need a big lump sum to start investing in the stock market. Here&apos;s the DCA method, the small-budget combo, and the points to watch out for.</description><pubDate>Thu, 23 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Compound interest explained simply: why starting young changes everything</title><link>https://finquest-app.com/en/blog/compound-interest-explained-simply/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/compound-interest-explained-simply/</guid><description>Compound interest is interest that earns interest of its own. Here&apos;s how the mechanism works, with a worked example and why time matters most.</description><pubDate>Thu, 09 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Revolving Credit and Overdrafts: How to Avoid a Debt Spiral in Your Twenties</title><link>https://finquest-app.com/en/blog/revolving-credit-overdraft-avoiding-debt-spiral/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/revolving-credit-overdraft-avoiding-debt-spiral/</guid><description>Revolving credit, overdrafts, mini-loans: understand the traps, the protections you have, and how to file an over-indebtedness application if you need to.</description><pubDate>Thu, 26 Mar 2026 00:00:00 GMT</pubDate></item><item><title>Livret A, LDDS, LEP in 2026: Rates, Ceilings and the 1 August Review Explained</title><link>https://finquest-app.com/en/blog/livret-a-ldds-lep-2026-rates-ceilings/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/livret-a-ldds-lep-2026-rates-ceilings/</guid><description>The Livret A has paid 1.5% since February 2026, the LEP 2.5%: here&apos;s how the rate is calculated and which passbook account pays the most.</description><pubDate>Thu, 19 Mar 2026 00:00:00 GMT</pubDate></item><item><title>Emergency Fund: How Much to Set Aside (and Where to Keep It) When You&apos;re Starting Out</title><link>https://finquest-app.com/en/blog/emergency-fund-how-much-where/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/emergency-fund-how-much-where/</guid><description>How much should you keep as an emergency reserve, and which account should it sit in? France&apos;s central bank benchmark, explained simply.</description><pubDate>Thu, 12 Mar 2026 00:00:00 GMT</pubDate></item><item><title>Budgeting app or spreadsheet: which should you choose to track your spending in 2026</title><link>https://finquest-app.com/en/blog/budgeting-app-or-spreadsheet-2026/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/budgeting-app-or-spreadsheet-2026/</guid><description>Connected app, spreadsheet or offline app: an honest comparison to pick the tool that will actually help you track your spending.</description><pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate></item><item><title>Decoding Your Bank Statement and Its Fees: What the Bank Doesn&apos;t Explain</title><link>https://finquest-app.com/en/blog/understanding-your-bank-statement-fees/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/understanding-your-bank-statement-fees/</guid><description>Learn to read your statement line by line, spot every fee, and know which ones are capped, avoidable, or disputable.</description><pubDate>Thu, 26 Feb 2026 00:00:00 GMT</pubDate></item><item><title>The 50/30/20 rule: how to actually make it work on a tight budget</title><link>https://finquest-app.com/en/blog/the-50-30-20-rule-tight-budget/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/the-50-30-20-rule-tight-budget/</guid><description>The 50/30/20 rule promises a clear budget in three buckets. But when rent already eats half your income, here&apos;s how to actually adapt it.</description><pubDate>Thu, 19 Feb 2026 00:00:00 GMT</pubDate></item><item><title>How to manage your budget when starting out: the complete guide (student and first paycheck)</title><link>https://finquest-app.com/en/blog/how-to-manage-your-budget-when-starting-out/</link><guid isPermaLink="true">https://finquest-app.com/en/blog/how-to-manage-your-budget-when-starting-out/</guid><description>The complete method to manage your budget at 18 to 30: vocabulary, steps, worked examples, and where to keep your savings.</description><pubDate>Tue, 10 Feb 2026 00:00:00 GMT</pubDate></item></channel></rss>